Virginia Paycheck Calculator

How the Virginia paycheck calculator works

It starts from your gross pay for the pay period (annual salary ÷ number of pay periods, or hourly rate × hours plus any overtime) and then subtracts:

• Pre-tax deductions you enter, such as 401(k) contributions or health insurance premiums
• Federal income tax, based on your Form W-4 and the IRS 2026 withholding method
• Social Security (6.2% of wages up to $184,500) and Medicare (1.45%, plus 0.9% on wages over $200,000)
• Virginia income tax

What is left is your estimated net (take-home) pay for the period, shown with a line-by-line breakdown.

Virginia income tax in 2026

A single filer subtracts the $8,750 standard deduction and a $930 personal exemption, then pays 2% on the first $3,000, 3% to $5,000, 5% to $17,000 and 5.75% above. Employees file Form VA-4.

Other Virginia payroll deductions

Virginia has no state disability or paid-leave payroll deduction and no local income taxes on wages.

Example: $60,000 salary in Virginia (2026)

Assumptions: single filer, paid every two weeks, 2026 federal standard deduction ($16,100), no other income, no pre-tax deductions and no extra withholding. Figures are annual estimates of tax owed; your employer's withholding can differ slightly.

In this example about 20.4% of gross pay goes to taxes and payroll deductions. Enter your own numbers in the calculator for your estimate.

How to calculate your Virginia paycheck by hand

You can check the calculator with a pen and paper. Here is the same $60,000 single-filer example worked through for one biweekly paycheck:

1. Gross pay per check: $60,000.00 ÷ 26 = $2,307.69.
2. Pre-tax deductions: none in this example (401(k) and health premiums would be subtracted here, before income tax).
3. Federal income tax: $60,000.00 − $16,100 standard deduction = $43,900.00 taxable; 10%/12% brackets give $5,020.00 a year, or $193.08 per check.
4. Social Security: 6.2% × $2,307.69 = $143.08.
5. Medicare: 1.45% × $2,307.69 = $33.46.
6. Virginia income tax: $2,635.90 for the year (see the brackets below) = $101.38 per check.
7. Take-home pay: $2,307.69 − all of the above = $1,836.70 per check ($47,754.10 a year).

Your employer uses the IRS percentage method (Publication 15-T) on each paycheck, so withholding can differ from the annual tax by a few dollars a check; the difference is settled when you file your return.

Virginia income tax brackets for 2026

Virginia single-filer amounts for 2026: standard deduction $8,750, personal exemption $930.

Brackets are marginal: each rate only applies to the slice of income inside its band, so moving into a higher bracket never reduces your take-home pay.

Virginia salary after taxes: take-home pay at common salaries

Estimated 2026 take-home pay in Virginia for a single filer with the standard deduction and no pre-tax deductions:

Use these as quick reference points; the calculator above gives the figure for your exact pay, pay schedule and W-4.

Hourly wage after taxes in Virginia

For hourly workers, this table converts common Virginia wages into take-home pay for a full-time year (2,080 hours, no overtime):

How a 401(k) changes your Virginia take-home pay

Pre-tax deductions lower your taxable wages before federal and Virginia income tax is worked out. Social Security and Medicare are still charged on 401(k) deferrals.

Saving $3,600 only reduces take-home pay by about $2,961 – roughly $639 of the contribution is covered by lower income tax. Health, dental and vision premiums paid through a cafeteria (Section 125) plan usually reduce FICA as well, so they save even more; check how your state treats them.

Single vs married filing jointly

Filing status changes federal withholding a lot. With one earner, the married-filing-jointly brackets and the $32,200 standard deduction cut federal tax compared with single filing:

Virginia also has its own rules for married couples; choose 'Married filing jointly' in the calculator to apply them. If both spouses work, tick Step 2 on the federal W-4 (or use the IRS Withholding Estimator) to avoid under-withholding.

How a bonus is taxed in Virginia

Bonuses, commissions and other supplemental wages are usually withheld at a flat federal rate of 22% when they are paid separately from regular pay. On a $5,000 bonus that means:

22% is a withholding rate, not your final tax. If your real federal bracket is 12%, the extra comes back as a refund when you file; if it is 24% or higher, you may owe a little more.

Why your Virginia paycheck may not match this estimate

• Your W-4 choices (dependents, other income, extra withholding) change federal withholding. Virginia uses Form VA-4 for state withholding – update it whenever your situation changes.
• Pre-tax benefits (401(k), HSA, health premiums) are taken out before tax and are not in the basic example.
• Bonuses and commissions are often withheld at the federal supplemental rate of 22%, so a bonus check can look heavily taxed even though the final tax is settled on your return.
• Social Security stops once your wages for the year pass $184,500; high earners see bigger checks late in the year.

Your Virginia paycheck by pay frequency

Pay frequency changes the size of each check, not your yearly total. For the same $60,000 example:

Hourly pay, overtime and minimum wage in Virginia

• Virginia's minimum wage is $12.77 an hour in 2026, adjusted each January for inflation.
• Overtime follows federal law: 1.5× pay after 40 hours a week.
• At $12.77 an hour, a 40-hour week is $510.80 gross ($26,561.60 a year before taxes); each overtime hour at 1.5× pays $19.16.

Virginia's low top-bracket threshold

Because the 5.75% rate starts at $17,000 of taxable income, a $60,000 salary pays an effective Virginia rate of about 4.4%. The standard deduction rose to $8,750 for 2025–2026, which saves roughly $14 a year compared with $8,500.

Sources

1. IRS Publication 15-T (2026), Federal Income Tax Withholding Methods — irs.gov/pub/irs-pdf/p15t.pdf
2. Social Security Administration – Contribution and benefit base — ssa.gov/oact/cola/cbb.html
3. Tax Foundation – State Individual Income Tax Rates and Brackets, 2026 — taxfoundation.org/data/all/state/state-income-tax-rates-2026
4. Virginia Department of Taxation – withholding and Form VA-4 — tax.virginia.gov
5. U.S. Department of Labor – State minimum wage laws — dol.gov/agencies/whd/minimum-wage/state